Not to mention the well paying job as an astrophysicist at a major university.

@Knixon said:

How can he really have piles of debt, when his father was paying for just about everything? Except for that one credit card, for "emergencies." Are we supposed to believe that he ran that up so much, rather than using the cards his dad paid for, to be a huge problem now?

His high rent is no longer an issue, and there's no accumulated debt there either. He moved out. The car lease is likely in his father's name (since based on his actual income he likely wouldn't have qualified on his own) and should have just been returned even if it wasn't. Take the bus, Raj! Or ride with Sheldon and Leonard. (Or Bert, now.)

Even if he's not earning as much as Sheldon or Leonard, he shouldn't be relegated to living in one of his moving boxes. And if he's still working for Sheldon, maybe he should ask for a raise.

In a "very special episode" it will be revealed that all these years he's had a terrible QVC shopping addiction.

Which would have been paid for by his father... or does QVC somehow qualify as an "emergency," every single time? That would be difficult to accept. His father paid for his new iPad too, when he and Isabella broke up. That seems like an "emergency" if anything is. Even more than sponsoring a penguin, which would be a recurring thing.

Trying to explain Raj is like trying to explain the third Matrix Movie.

@Knixon said:

Which would have been paid for by his father... or does QVC somehow qualify as an "emergency," every single time? That would be difficult to accept. His father paid for his new iPad too, when he and Isabella broke up. That seems like an "emergency" if anything is. Even more than sponsoring a penguin, which would be a recurring thing.

In this very special episode it will be revealed that due to his shame, he never told his father, and squandered his university earnings on pretty baubles from QVC.

@Lemons said:

In this very special episode it will be revealed that due to his shame, he never told his father, and squandered his university earnings on pretty baubles from QVC.

Like different cases for Siri. As Bernie once said "I like to buy my baby pretty things". Except Raj is his own baby.

@znexyish said:

@Lemons said:

In this very special episode it will be revealed that due to his shame, he never told his father, and squandered his university earnings on pretty baubles from QVC.

Like different cases for Siri. As Bernie once said "I like to buy my baby pretty things". Except Raj is his own baby.

Exactly.

@znexyish said:

Trying to explain Raj is like trying to explain the third Matrix Movie.

Hahaha, I love this, especially since not half an hour ago I was discussing with the family how convoluted each successive Matrix movie gets.

@Gothish520 said:

Hahaha, I love this, especially since not half an hour ago I was discussing with the family how convoluted each successive Matrix movie gets.

Sheldon vs. The Matrix

https://www.youtube.com/watch?v=iLSgehi09Z4

https://www.youtube.com/watch?v=x5nsnZPeZPw

@znexyish said:

@Gothish520 said:

Hahaha, I love this, especially since not half an hour ago I was discussing with the family how convoluted each successive Matrix movie gets.

Sheldon vs. The Matrix

https://www.youtube.com/watch?v=iLSgehi09Z4

https://www.youtube.com/watch?v=x5nsnZPeZPw

@Knixon said:

How can he really have piles of debt, when his father was paying for just about everything? Except for that one credit card, for "emergencies." Are we supposed to believe that he ran that up so much, rather than using the cards his dad paid for, to be a huge problem now?

His high rent is no longer an issue, and there's no accumulated debt there either. He moved out. The car lease is likely in his father's name (since based on his actual income he likely wouldn't have qualified on his own) and should have just been returned even if it wasn't. Take the bus, Raj! Or ride with Sheldon and Leonard. (Or Bert, now.)

Even if he's not earning as much as Sheldon or Leonard, he shouldn't be relegated to living in one of his moving boxes. And if he's still working for Sheldon, maybe he should ask for a rasise

Sponging off someone else doesn't protect you from poor money management skills. Out of habit he bought on credit what he couldn't afford and it caught up to him.

His dad paid for his necessities and he spent all his money on excess

His father paid for his other credit cards. At most he has ONE that he was paying for himself, "for emergencies," and even if he wasn't paying it off every month - which he certainly could have afforded to, since it was just about his ONLY expense that wasn't being paid FOR him - that's just ONE. He no longer has the very high rent that Sheldon mentioned (which his father was paying), he could easily get rid of the very high car lease that Sheldon mentioned (which his father was paying)... Which leaves what, exactly?

@Knixon said:

His father paid for his other credit cards. At most he has ONE that he was paying for himself, "for emergencies," and even if he wasn't paying it off every month - which he certainly could have afforded to, since it was just about his ONLY expense that wasn't being paid FOR him - that's just ONE. He no longer has the very high rent that Sheldon mentioned (which his father was paying), he could easily get rid of the very high car lease that Sheldon mentioned (which his father was paying)... Which leaves what, exactly?

"Emergencies" as defined by an unreliable narrator. It's very likely that those "emergencies" were not emergencies. Just things he wanted, qualified as "emergencies" to justify their purchase. And how would you know what his expenses are? Do you personally balance his checkbook?

How would any of us know how many credit cards he had? Do you take everything characters on TV shows say at face value?

The first part might be valid, although it's difficult to understand why Raj would categorize much as being an "emergency" to be put on a card he pays for himself, rather than his father paying for it. Like the "emergency" new iPad he got himself after breaking up with Isabella. His father paid for that too.

For the second part, Raj says that his father paid for his credit cardS. other than the ONE he pays himself. Considering all the motivations involved - his father paying for whatever he feels like doing, rather than paying for them himself - what reason is there to believe that Raj paid for much at all, himself? The one card might have been just sort of an excuse that he could tell his father that he paid for SOME things himself. Or to satisfy some buried - DEEPLY buried - guilt of his own.

@Gothish520 said:

@znexyish said:

Trying to explain Raj is like trying to explain the third Matrix Movie.

Hahaha, I love this, especially since not half an hour ago I was discussing with the family how convoluted each successive Matrix movie gets.

I read an explanation online once that brought some clarity to the end of the third matrix movie, I think it was on the Reddit page for the Matrix.