Gayle and Mitch continue to fight over Gayle's plan to take Hobie with her. She ultimately changes her mind after Hobie risks his life to save a drowning young girl. A plane crashes into the water near the beach with the occupants, after they are rescued, looking to recover a suitcase of stolen money that they had with them. Captain Thorpe decides to join Eddie and Shauni on their tower in order to teach them.

A man is found drowned off the beach and Jill suspects foul play is the reason. She begins seeing the son of the victim and during the investigation discovers the man's cousin was responsible for his father's death. A man who helped Jill bring the victim ashore decides he wants to be a lifeguard as well even though he is not qualified.

A woman steals a book from a powerful man and hides out from him with the help of Eddie. Craig and Gina contemplate having children when they are married but have second thoughts after meeting a couple while on a romantic weekend. Trevor discovers that his hardest competitor among the rookies is doped.