Rick returns to the business, only to discover Matt has taken his place. Kate and Matt work together to investigate the deaths of a couple in a car accident, and Kate ignores Lily's advice to tell her parents the truth.

Rick risks everything to repay his debts to Kate and Jim, Matt makes a fateful decision for the sake of Kate's happiness, and Jim and Claire's paths collide when they take separate action to help salvage Lily's university career.