Life for three generations of the Christie family is thrown into disarray when a disastrous get-rich-quick scheme threatens to ruin the family business.

Kate's world is turned upside down when she discovers the full extent of Rick's betrayal. Desperate to save the family business, Kate forms a prickly alliance with rival Matt Sloane. Chad discovers the thrill of the chase as he tracks down a beautiful but elusive scammer.

Rick risks everything to repay his debts to Kate and Jim, Matt makes a fateful decision for the sake of Kate's happiness, and Jim and Claire's paths collide when they take separate action to help salvage Lily's university career.