The co-eds go wild as they try to out do each other in a Spring Break sex competition. Karen and Zack attempts to sabotage each other's sexual conquests may leave them both off the scoreboard. James' past secrets are revealed.

Karen's in for a rude awakening when she finds out her family may be poor. Her step-mother (Sydney Steele) comes to town on a hunt for a new sugar daddy. James must decide whether to consummate his marriage or get it annulled.

Sex becomes a sporting event for the Co-eds as they spend their last few days in Miami. But it's the sexy games of the Spring Break Olympics that bring the Co-eds toe-to-toe with rival, Dick Johnson. The stakes are all or nothing -- if they lose the competition, they will lose the bar.