John Paul is dead. The Garvey sisters think it's all behind them—but the insurance men have questions.

Ursula is next in John Paul's crosshairs. Thomas hopes the police will help him.

Bibi is gripped by a bold, dangerous idea for John Paul's birthday. Matt learns a difficult truth.

John Paul suspects foul play as he pieces together what happened. Thomas and Matt reconnect.

Becka is determined to prove Eva wrong. Thomas and Matt wait for news of a breakthrough.

The sisters get a heartbreaking reality check. Matt steps up as Thomas begins to crumble.