Monica and Chandler decide to move in together, leading Rachel to believe that all three of them will be roommates, and Monica doesn't want to tell her the truth. Meanwhile, Ross tries to keep Rachel from learning that their marriage hasn't been annulled.

Joey's health benefits lapse just as he develops a hernia. Ross is asked to give a lecture at NYU and eager to impress his students, he puts on a fake British accent. Meanwhile, Phoebe gets some bad news from her psychic.